A guest post from Casey Roberts
As
any student can tell you, paying for school can be the most difficult part of
all. But luckily, there are literally
millions of students each year who have the same problem. No matter if you are studying dentistry,
radiology, or becoming a brain surgeon, there are financial aid options for
you. To prove it, we have included just
ten tips every health student should know.
1. FAFSA
– The Free Application for Federal Student Aid should be the first item any
student attending any college should take on.
A copy can easily be obtained online, at your high school, or at the
college you are considering attending.
2. Correct
FAFSA – The rules to financial aid are always changing and so are the FAFSA
forms. Before you fill yours out, make
sure that it is for the current year, as last year's form may not apply.
3. Early
is better – Because the FAFSA is such a lengthy form, be sure and get started
as early as possible as it will ask for all your information, your income, your
parent's income, and much more.
4. Do
it online – If you have an internet enabled device at home, use www.fafsa.ed.gov
to fill out the FAFSA. It will take all
the usual hassles away from filling out paper forms and even has tips as you
fill it out.
5. Dependent
or not – If you are still living with your parents, chances are you might be a
dependent. However, those who don't or
who do live with their parents and pay for their own school might be classified
as independents. Know which you are and
which you should be to ensure the best results.
6. It's
all free – If you have questions about filling out the FAFSA or any financial
aid form, don't pay someone to help you.
The counselors at your high school or future college are paid to know
the answers and can help you at no charge.
7. Deadlines
– As with most things, there are deadlines for the FAFSA. There is an early, on-time, and late
deadline. Getting your FAFSA in by the
early one has many advantages including the option to reapply if your first
application is wrong and the option of seeing how much financial aid you
qualify for, which can help you decide between colleges.
8. No
blanks – Even though an item on the FAFSA may not apply to you, it is important
not to leave any line blank. If you are
positive the item does not apply to you, put in a “0.” If unsure, ask a counselor.
9. No
lying – It may be tempting to lie about something like income to get better
financial aid results, but FAFSA will use you and your parent's income tax
information to confirm your answers, so be sure and do it right.
10. Repeat
– Most students plan to attend school for at least two years, and the FAFSA and
financial aid process should be repeated for every year of school. This is doubly true for students whose
financial circumstances change, as the amount of financial aid can change too.
Bonus! Beyond
FAFSA – FAFSA is the standard for financial aid, but many schools have their
own forms as well. These are also to be
filled out for every school you plan on applying to. The best part is if you fill out and turn
everything early enough, you will know how much the school will cost out of
pocket.
Casey Roberts is a student
and also writes for http://radiologyassistant.org Radiology
Assistant which helps students find the right radiology degree.